New Year, New Money 

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So of course if you’ve landed on this page you’ve figured out that I’ve recently started my journey to financial freedom. It’s been a little over one year since I started my journey and let me tell you—it’s not easy! Last year I had some good months where I saved a good deal but then I had a lot of bad months where I struggled. But this year, I’m putting an end to bad money habits. One of my goals for 2017 is to become more disciplined with my savings and money management and here’s how I plan to accomplish it!

The 52-Week Money Challenge


Besides following my normal monthly savings plan, I’ve committed to stash a little more money aside. To do so I have decided to start the 52-week money challenge created by personal finance enthusiast, Kassondra Perry-Moreland. If you are just starting your savings plan this challenge is a great way to help get you started. If you already have a grip on saving but need an extra push then this challenge is for you too!

It’s Not Rocket Science!

Beautiful black woman saving money                Image Credit:

So here it is. Each week—from the first week of January to the last week of December (you can start whichever week you choose), the challenge requires you to save a specific dollar amount. Week one you save $1.00. Week 2 you save $2.00, week three you save $3.00, and each week after you add one more dollar to your total savings. If you stick to it, by week 52 of 2017 you should have saved a grand total of $1,378! My 52-week money challenge goal is to save $2,700. So this week I will start out with saving $2.00, next week $4.00 and so on and forth.

Don’t Stretch Your Wallet Too Thin

Woman holding coin purse

Remember each and every person’s saving goal is different. Try an amount that works best for your saving and budgeting goals. Use this helpful chart created by Fresh and Organized to help you keep track of your weekly progress. Take a look at this example to get you started. If you miss a week or two, it’s ok. Now matter how you save or how much you save, the end goal is to have saved something by the end of the year. I guarantee you won’t regret one penny or dime. Saving money for your future is one of the best rewards you can give yourself.

Take It One Week at a Time


Will you join me in this 52-week money challenge? Share this with friends and family and start a friendly competition if that means you’ll be more motivated to save. I also encourage you to join Kassondra’s 52 week Money Challenge group on  Facebook for advice and support from others who have committed to the challenge.  Don’t forget, it’s never too late to make a plan for saving money. Make your plan for this challenge, stick to it and you’ll be one cheap chic geek by the end of 2017.


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